zk income
5 ways, 26 sources

Five ways to get paid — ranked for what you own.

Priced from what buyers pay today; each runs on something you already own: the bench, the camera, the hosting account, the agent on the VPS.

At a glance

  • 1Office IT on retainer $1,000–$3,000 / mo at 90 days Seats $100–$400/user/mo [1], published from $65–$99 [2] · first dollar 3–6 wks
  • 2AI phone service — missed-call text-back + receptionist $400–$1,500 / mo at 90 days Retail $79–$297/mo [3][4], wholesale $99 [5] · first dollar 1–2 wks
  • 3Business break/fix and on-site repair $1,500–$4,000 / mo at 90 days $95–$185/hr bench→on-site [6], $199–$219 to business [2] · first dollar in days
  • 4Listing and product photography $800–$2,500 / mo at 90 days Sets $149–$210 [7][8], $25–$70/image [9] · first dollar 1–3 wks
  • 5Website + Google profile care plan $1,000–$3,000 / mo at 90 days Builds $500–$8,000 [10], care $300–$3,000/mo [11] · first dollar 2–6 wks

Prices checked 11 Oct 2026 — a pricing guide, not a promise of sales. Market: 41,733 private establishments in Pinellas County, Q1 2026 [12].

“At 90 days” is arithmetic, not a source: one five-seat retainer; 8–10 phone clients; ~a dozen business tickets a month; 4–6 shoots; one build + three care plans. The rates are the sourced part.

The five, in detail

1Office IT on retainer

The offer
Monthly per-seat plan for small offices: patch, backup checks, one number to call. Bundled with #2's phone, nobody local sells both.
The money
Five seats = $495–$1,250/mo, more with compliance. Seats sell at $100–$400/user/mo [1]; firms publish $65–$99/seat and $199/hr remote [2]. MSPs bill techs $55–$95/hr [13]. Compliance buyers pay flat per practice: $399 incl. unlimited remote help desk [14], $1,500/$2,500/$4,000 by workstation count [15].
Why you
Thirty years of repair, LAN, Windows, Linux. Offices buy response time, not certificates.
Cost to start
Tools you own; monitoring on free tiers — $0–$100/mo until client three.
First step
Twenty offices within ten miles. $199 audit, written report; quote the retainer from it.
Watch out
HIPAA for medical/dental — document or stay out. 62 Clearwater repair businesses, 85% single-owner [16]; almost none sell retainers. Don't win on price.

2AI phone service for local businesses

The offer
Missed call → instant text back; AI receptionist answers, qualifies, books. Setup, then monthly.
The money
Retail: $79/mo text-back [3], $149–$249 wider scope [4], $109 receptionist [18], packages $197–$497 [17]. Wholesale: $99/mo = three clients [5] or six sub-accounts [17]; vendor's example: $1,782 client revenue vs the $99 fee [17]. Usage metered: ~$0.12/min voice, $0.02/SMS [5] — price above your minutes. Own stack: ten clients = $1,000–$1,500/mo. Upsell: advice $100–$350/hr, one workflow $2,500–$15,000 [19].
Why you
You own the VPS and agent; build or resell. Demo fits in one hand — call, let it miss, watch the text land.
Cost to start
$0 on the VPS; $99–$300/mo resold. Real cost: carrier paperwork for business texting — start day one.
First step
Live demo number this week; then twenty service businesses, seven days free.
Why it multiplies
Sell through the trade: the 62 Clearwater shops [16] each hold a client list needing phones answered. Three reselling = thirty accounts you never dial.
Watch out
Subscription, not a project — stops answering, client cancels. Monitor it.

3Business break/fix and on-site repair

The offer
The trade you do, billed to businesses: flat-rate tickets, business-rate on-site, same-day.
The money
Bench $95–$135/hr, on-site $135–$185 [6]; consumer $45–$90 [20] — the gap is why you quote offices. One firm publishes $199/hr remote, $219 on-site [2]. Modelled solo shop: $95/hr over a $125 ticket [21].
Why you
Fastest first dollar; every job doubles as an audit and a pitch for #1/#2 — leave a written note.
Cost to start
Zero, tools exist. A shop would cost $4,000–$12,000 [22] — stay mobile.
First step
One-page rate card, Google Business Profile, ten offices visited with the menu.
Watch out
62 shops in Clearwater [16]. Win on response time, fixed prices, billing a company — not cheapest hourly.

4Listing and product photography

The offer
Listing sets (photos, edits, drone) plus product shots for sellers.
The money
Tampa sets from $149 [7]; one studio: $150–$210 by photo count, edited inside 24h [8]; drone $150 [7]. Product: $25–$70/image, $40–$60 US [9]; $150–$400/hr, day rates $500–$3,000 [9][23].
Why you
Gear and thirty years in the house; the sellers you shoot need a site (#5) and a phone (#2).
Cost to start
Nothing if gear exists; drone needs LAANC care around TPA [7].
First step
Three free shoots for realtors; six best frames on one page with prices.
Watch out
Product = turnaround — MLS-ready in 24h [8]. Price per property, never per photo.

5Website and Google profile care plan

The offer
Small site + monthly care plan: hosting, edits, profile posts, review requests.
The money
Builds $500–$8,000 [10]. Profile work $800/mo, profile-only $99–$399 [24]; local retainers $300–$3,000+/mo [11]. Build once, bill for years.
Why you
You already run hosting and cPanel — this page shipped that way in a day.
Cost to start
Hosting paid for; last client's template.
First step
One vertical. Build the demo, sell it three times before designing anything new.
Watch out
Never sell “SEO” as outcome. Fixed scope, monthly number, delivery list, cancellation date.

What one office is worth

#1+#2 rank first. One five-seat office: seats $99–$200 = $495–$1,000/mo; + phone $149 = $644–$1,149. Delivery cost: $99 platform + metered minutes [5][17]. Two offices = $1,300–$2,300/mo recurring — before one repair ticket (#3), which is how you get in the door.

Arithmetic on cited rates, not a quote. Shape: seats × heads + phone fee − metered platform.

Not this, and why

  • Marketplace video — Upwork $6–$25/hr [25]. Wrong rate for thirty years of skill.
  • Promo gigs — NYC ambassadors $21.47–$25.93/hr [26]. Filler cash; never compounds.
  • eBay refurb — your decade says thin margins. Inventory cash flow, not the plan.

First 30 days

  • Days 1–3. Rate card, Google Business Profile, live demo phone number.
  • Days 4–10. Twenty doors: offices for IT, service businesses for phones, realtors for photos.
  • Days 11–20. First paid ticket, first photo set, first 7-day trial.
  • Days 21–30. Convert one retainer; repeat the twenty doors.

Under $1,500/mo: #2+#3 alone. Past $5,000: only recurring lines (#1, #5); #3/#4 become the help's work.

Sources

Every figure above comes from one of these, checked 11 Oct 2026. Rate guides and vendor price pages are market indicators, not audited averages.

  1. [1] Datapath — Managed IT pricing guide 2026 www.mydatapath.com
  2. [2] Express Support — SMB IT support cost 2026 expresssupport.com
  3. [3] BeepBack — Missed-call text-back $79/mo flat getbeepback.com
  4. [4] KeptSolid — Missed-call text-back pricing keptsolid.com
  5. [5] Trillet — White-label AI receptionist platform pricing trillet.ai
  6. [6] Techvoo — Repair pricing guide 2026 (bench/onsite rates) www.techvoo.com
  7. [7] K94 — Tampa real estate photography pricing (from $149) k94realestate.com
  8. [8] Gator Gaze Media — Tampa listing photo sets ($150–$210, 24-hour delivery) www.gatorgazemedia.com
  9. [9] Squareshot — Product photography rates per image www.squareshot.com
  10. [10] One Little Web — Website design cost 2026 by business size onelittleweb.com
  11. [11] Search Beyond Google — Local SEO cost 2026 searchbeyondgoogle.com
  12. [12] FRED — Number of private establishments, Pinellas County FL (41,733 in Q1 2026) fred.stlouisfed.org
  13. [13] CRB Workforce — 2026 MSP rate card crbworkforce.com
  14. [14] Siotek — Dental IT pricing (from $399/mo per practice) siotek.net
  15. [15] Short Circuited — Dental IT monthly plans www.shortcircuited.net
  16. [16] Rentech Digital — 62 computer repair services in Clearwater FL, 85% single-owner (Apr 2026) rentechdigital.com
  17. [17] Fusion Calling — AI voice reseller program (wholesale from $99/mo) www.fusioncalling.com
  18. [18] AgentZap — AI receptionist $109/mo agentzap.ai
  19. [19] CloudMotiv — AI consultant rates for small business 2026 cloudmotiv.ai
  20. [20] HomeAdvisor — Computer & laptop repair cost guide www.homeadvisor.com
  21. [21] Upmetrics — Computer repair business plan (ticket value, small-business IT rate) upmetrics.co
  22. [22] Jim.com — Starting a computer repair business (startup costs) www.jim.com
  23. [23] Shopify — Product photography pricing 2026 www.shopify.com
  24. [24] Lifted Websites — Google Business Profile optimization $800/mo liftedwebsites.com
  25. [25] Upwork — Video editor hourly rates www.upwork.com
  26. [26] Instawork — Brand ambassador hourly rate, NYC www.instawork.com